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Minnesota Consumer Data Privacy Act

Comprehensive compliance checklist for organizations operating in Minnesota

Key Compliance Questions

Section 4: Scope, Exclusions

1. Does your organization conduct business in Minnesota or target products/services to Minnesota residents and meet either: Process personal data of 100,000+ consumers/year, OR Derive >25% revenue from sale of personal data and process ≥25,000 consumers' data?

2. Is your organization or the data you process covered/exempt under other laws or categories such as: Government entities, tribes, small businesses, banks/credit unions, insurers, or air carriers; Health/medical data; Credit/financial/education data; Employment/HR data; Public health, deidentified, or self-regulatory organization–regulated data?

Section 5: Responsibility according to role

Have you clearly determined whether you are acting as a controller or a processor for each processing activity, and if a processor, do you have a binding contract with the controller that: Sets out processing instructions, purpose, type, and duration; Requires confidentiality for staff and limits subcontracting; Ensures assistance with consumer rights, security, breach notification, and data protection assessments; Requires deletion/return of data after services, availability of compliance information, and allows for audits or independent assessments; Allocates technical and organizational security measures appropriately; and Avoids the processor independently determining purposes/means (which would make it a controller)?

Section 6: Consumer personal data rights

1. Do you have processes in place that allow consumers, or their guardians or authorized agents, to exercise their rights to confirm and access their personal data, correct inaccuracies, delete data, obtain portable copies, opt out of targeted advertising, sale, or profiling, and review or contest profiling decisions that rely on inaccurate information?

2. Do you provide consumers with transparency regarding disclosures of their data to third parties, either by identifying the specific parties to whom their data has been disclosed or, if individual-level tracking is not maintained, by maintaining and publishing a general list of third parties?

3. Do you honor consumer opt-out requests submitted through universal mechanisms, such as browser signals, in a manner that is user-friendly, not pre-set by default, consistent with state and federal law, and capable of resolving conflicts with loyalty or reward programs by informing the consumer of the consequences of their opt-out choice?

4. Do you have a consumer request handling process that provides secure and accessible submission channels, avoids requiring consumers to create new accounts, responds within 45 days (with a single possible extension and notice), explains any denial or delay, provides responses free of charge up to twice annually, rejects unfounded or excessive requests only with justification, and uses commercially reasonable methods to authenticate requests, while not imposing authentication burdens on opt-out requests?

5. Do you maintain an appeal process that is easy to use, clearly communicated to consumers, provides a written explanation of the outcome within 45 days (extendable by 60 days with notice), includes information about the right to contact the Attorney General in case of dissatisfaction, and preserves all records of appeals for at least 24 months?

Section 7: Processing deidentified or pseudonymous data

1. Do you have policies that prevent reidentification of deidentified or pseudonymous data, while ensuring that neither controllers, processors, nor third parties attempt to identify data subjects unless expressly authorized, and that pseudonymous identifiers are not used to trace individuals?

2. Where consumer requests involve deidentified or pseudonymous data, do you confirm whether responding would be reasonably possible, whether the data is kept separate and protected with organizational controls, and whether the data is ever sold or disclosed to third parties beyond processors?

3. Do you exercise reasonable oversight to monitor compliance with contractual commitments regarding deidentified or pseudonymous data, and do you have clear procedures to address breaches of those commitments?

Section 8: Responsibilities of controllers

1. Does your privacy notice clearly cover all required elements (categories of data, purposes, consumer rights, third-party sharing/selling, retention, contact info, update date), disclose targeted advertising/sale/profiling with an opt-out mechanism, and is it accessible (languages, disabilities, conspicuous posting, notice of changes)?

2. Do you collect only necessary data for disclosed purposes, avoid incompatible processing without consent, maintain strong data security practices, obtain verifiable consent for sensitive/child data, provide easy revocation of consent within 15 days, avoid unauthorized targeted ads/sales to minors, and delete data when no longer needed?

3. Do you ensure data is not processed in ways that unlawfully discriminate (housing, jobs, credit, education, services), avoid penalizing consumers for exercising rights, and apply loyalty/reward programs transparently without unfair sale of data?

4. Do you avoid contract terms that waive or limit consumer rights under this law?

Section 9: Requirements for a small business

1. If you qualify as a small business under federal definitions and operate in or target Minnesota residents, do you obtain prior consent before selling any consumer's sensitive data?

2. Are you aware that violations of this requirement are subject to penalties and enforcement by the Minnesota Attorney General?

Section 10: Data privacy and protection assessments

1. Do you maintain documented data privacy policies and procedures, including a responsible privacy officer, data handling policies, security practices, inventory of data, collection limits, retention rules, and violation remediation?

2. Do you conduct and document data privacy and protection assessments for processing involving targeted advertising, sale of personal data, sensitive data, high-risk processing, or profiling with foreseeable consumer harm, taking into account benefits, risks, context, sensitivity, and use of deidentified data?

3. Are assessments made available to the attorney general upon request, classified as nonpublic data, and aligned with assessments conducted for other laws if scope and effect are similar?

Section 11: Limitations and applicability

1. Do you ensure that your processing activities comply with applicable laws, regulatory inquiries, contracts, law enforcement requests, public health or research purposes, or other exemptions?

2. When disclosing personal data to third parties, do you confirm that your disclosure complies with the chapter and that you have no actual knowledge of any intended violations by the recipient?

3. Are your processing activities under these exemptions necessary, reasonable, proportionate, limited to the purpose, and protected by administrative, technical, and physical measures to mitigate consumer risk?

Compliance Recommendations

Section 4: Scope, Exclusions

If Yes - The Act applies

Proceed with full compliance implementation across all applicable sections.

If No - The Act does not apply

Document your exemption status and monitor for changes in business operations that may trigger applicability.

If Yes - Excluded from obligations

Maintain documentation of your exempt status under applicable federal or state laws.

If No - The Act applies

Begin compliance planning immediately across all relevant sections.

Section 5: Responsibility according to role

If Yes

Document and review contracts/roles regularly to demonstrate compliance.

If No

Clarify roles, draft/update contracts, and implement measures immediately; failure risks liability as both controller and processor.

Section 6: Consumer personal data rights

If Yes

Document and regularly test these mechanisms to ensure they remain effective and user-friendly.

If No

Develop and implement comprehensive procedures that enable consumers to exercise all of these rights.

Transparency - If Yes

Periodically review and update disclosure records or lists to ensure accuracy.

Transparency - If No

Establish a reliable system for tracking and reporting data disclosures in line with statutory requirements.

Universal Opt-Out - If Yes

Maintain technical capacity to recognize and process universal opt-out mechanisms and ensure staff are trained on conflict resolution.

Universal Opt-Out - If No

Implement or upgrade systems to accept universal opt-out requests and create clear notices for consumers when their choice affects loyalty programs.

Request Handling - If Yes

Maintain written standard operating procedures and audit request-handling practices to confirm compliance.

Request Handling - If No

Build or refine request-handling workflows with clear timelines, escalation protocols, and consumer-friendly authentication measures.

Appeals Process - If Yes

Conduct periodic reviews of appeal records to confirm fairness, timeliness, and compliance.

Appeals Process - If No

Establish a formal appeals mechanism with proper documentation, training, and consumer notifications.

Section 7: Processing deidentified or pseudonymous data

Reidentification Prevention - If Yes

Maintain audits and staff training.

Reidentification Prevention - If No

Add contractual bans and technical safeguards.

Consumer Requests - If Yes

Document how requests are assessed.

Consumer Requests - If No

Create a process to evaluate requests and restrict disclosures.

Oversight - If No

Strengthen contracts and add enforcement steps.

Section 8: Responsibilities of controllers

Privacy Notice - If Yes

Keep notice updated and user-friendly.

Privacy Notice - If No

Update notice immediately to include all disclosures and provide clear opt-out links.

Data Collection - If Yes

Continue monitoring necessity, consent flows, and retention schedules.

Data Collection - If No

Tighten collection, consent, and deletion practices; strengthen security controls.

Non-Discrimination - If No

Review programs and sales practices; stop discriminatory or opaque practices.

Contract Terms - If Yes

Maintain contract review for compliance.

Contract Terms - If No

Remove or revise unlawful waiver clauses.

Section 9: Requirements for a small business

Consent - If Yes

Keep clear records of consent and review sales practices regularly.

Consent - If No

Implement a consent mechanism immediately and halt any unauthorized sales of sensitive data.

Enforcement Awareness - If No

Educate management and staff on enforcement risks and adjust policies to ensure adherence.

Section 10: Data privacy and protection assessments

Policies - If Yes

Keep policies updated and review periodically.

Policies - If No

Draft and formalize comprehensive policies immediately.

Assessments - If Yes

Maintain documentation and periodically review risk mitigation measures.

Assessments - If No

Implement formal assessments for all high-risk processing activities.

AG Requests - If Yes

Ensure secure storage and proper classification; confirm assessments cover relevant processing activities.

AG Requests - If No

Establish secure recordkeeping and align assessment practices with legal requirements.

Section 11: Limitations and applicability

Exemptions - If Yes

Document the legal or research basis and safeguards in place.

Exemptions - If No

Identify and document exemptions before proceeding with processing; implement appropriate safeguards.

Third-Party Disclosures - If Yes

Maintain records of disclosures and due diligence on third parties.

Third-Party Disclosures - If No

Establish procedures to verify third-party compliance before disclosure.

Safeguards - If Yes

Continue monitoring and updating safeguards.

Safeguards - If No

Implement appropriate measures and document justification for proportionality and necessity.

Need Help with Minnesota Compliance?

Our team of privacy experts can help you navigate the Minnesota Consumer Data Privacy Act requirements and ensure your organization is fully compliant.

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